Monterey County Mortgage Guide

Description and charts of some popular loan products

30-yr Fixed	3.850%
15-yr Fixed	3.175%
30-yr Fxd Jumbo	4.208%
5/1 ARM	2.656%

Rates current as of:
5/18/2012

Lots of great advice for both buyers and sellers. A must-read when shopping for a loan.

• When Refinancing Pays Off
• Keeping an eye on rates
• Deciding to Buy or Rent
• Negotiating a Lower Price
• Mortgage Lenders & Brokers
• Home Affordability
• and many more...

• How much can I borrow?
• What will my payment be?
• Is it time to refinance?
• Should I pay points?
• Am I better off renting?
• Compare different loans
• Calculate Tax Savings
• Fixed Rate vs. Adjustable
• and many more...

• Refinancing and Avoiding Foreclosure
• Credit and Homeownership
• Advantages of Pre-Approval, Pre-Approval vs Pre-Qualification
• 10 Questions to Ask a Home Inspector
• and many more...

• When do late-payment fees become 'excessive'?

  Tenants shocked by bill nearly equal to monthly rent - Inman News®

• Why bad roofs make lenders cringe

  REThink Real Estate - Inman News®

• Pros' tips for installing grab bars

  Never rip them out of the wall again - Inman News®

• Home staging on a budget

  Know which items to pack away and when to leave the shower curtain open - Inman News®

• 3 ways to turn your 'quirks' into strengths

  Book Review: 'Better Than Normal: How What Makes You Different Can Make You Exceptional' - Inman News®

• View All...